Islamic Banking Part 1: Being an ease to the ummah.

10 09 2012

In the name of Allah, The Most Gracious, The Most Merciful.

Assalamualaikum to all,

If Islamic banks cannot be an ease to the ummah, there’s no reason for its existence. If charging compounding interest is considered zalim (discriminatory), the act of filing a default for bankruptcy without helping the borrowers can be considered as zalim too. In Surah Al Baqarah verse 280, Allah swt reminded the lenders to give more time to borrowers who are having difficult times to make payments and even remit the loans as sadaqah (charity).

Surah Al Baqarah, verse 280:


“If the debtor is in a difficulty, grant him time Till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew.” (Translation by Yusuf Ali)
While I see Islamic banks/scholars are very critical about riba’ (usury) financing, they are not critically the same in this matter. A borrower being filed for bankruptcy will have difficulty in his/her life. Hence the Islamic banking system can be a real changer and different from the conventionals (so far the perception of Islamic banking as the “shadow” of the conventional banks has not abated) if it has its own unit of managing and helping borrowers who are having problems. This unit can help the troubled borrowers to restructure their loans and in some cases the loans can be remitted.  This is what I mean “being an ease to the ummah.” Of course not every non-performing loan can be qualified to be remitted. There must be a risk evaluation on this. But I am positive that it can give a good impact to the Islamic banking system, economy and ummah as a whole. Bear in mind that Islamic banking should not move away from one of the main Islamic values i.e. being just. If the system is discriminatory, then it’s not Islamic. This way, the Muslims and even non-Muslims know that they can depend on the Islamic banks when they are having difficult times. Islamic banks should not follow the predatory practices of the conventional banks when it comes to loan defaults.

Another aspect of Islamic banking that I would like to comment is the Syariah council (Islamic scholars hired by banks to oversee the compliance of financial products according to the Islamic law). In my humble opinion syariah council should not be paid by the bankers. I see this as a conflict of interest. I’m not implying that syariah councils hired by banks cannot be trusted. They are very knowledgable people in Syariah. But humans are humans. They should be hired by the regulators aka Bank Negara (the Central Bank) or become a free governing body. Any application for Islamic banking license or product must go through them. This will keep the system clean from fitnah and any wrong doings in the future, at the same time maintaining consistent practices.

In the future, I am praying that there will be Syariah councils which consists of people who are experts in both field of mathematical finance/banking and Syariah. Some colleges which are offering the Islamic banking/finance courses hopefully are having this in mind. Such council with two fields in mind can orchestrate the creation of new banking products and risk management system which would not be the “immitation” or mirror of the conventional banking system.

I am not against the Islamic banking system. I love that Islamic banking is free from speculating activities. Conventional banking system has become a paper money casino, which contribute to the instability of the current financial system. There are rooms for the Islamic banking system to improve.

In the end we must all know that this system is standing on a system that I considered non-Islamic – the fractional reserve banking system and paper money system. I do not know if Islamic banks can survive in a 100% reserve banking system (how much deposit you have is how much you lend). In the Quran, money is dinar & dirham. Gold & silver must be mined and cannot be manipulated like paper money (can be manipulated by debasing them, but in the past anyone who tried to debase them get a very serious penalty). Paper money is the mother of inflation. More and more money circulating in the economy means inflation. It erodes purchasing power. So in order to retain its purchasing power, savings must be given interest rates/profit returns. If not, money sitting in the banking system will lose its value as prices of goods & services rise due to inflation. Normally, no one would want to save. But in this era of low rates, people are not looking at rates anymore but putting money in a bank has become about convenience rather than seeking investment income. But until the faltering modern financial system goes, we have to operate within the system.

I am still learning and my opinions are solely mine. Allah swt knows best and may He show us the straight path. Please feel free to drop your comments below.

Jazakallah khair (May Allah grant you goodness).

Fadzli Fuzi


The Grexit

4 06 2012

Are we going to see a domino effect from the Greece exit?

What is the “Grexit”? It’s the inevitable Greece exit out of the Euro zone. Greece should have exited the European Union last year. But the politicians kow-tow to the demands of the EU leaders, its fascist European Central Bank and the mafia IMF. Now Greece is going to be abandoned like an unwanted child. Billions of Euros being shovelled and dumped on Greek banks did not have any effect on the country’s economy. I wonder who are these economics geniuses who think that a debt problem this huge can be solved with more debt.

But it’s a good thing that Greece exits EU. It will have its sovereignty back and the ability to shape & mold its own economic policy, tailored to the aspirations of the Greek people, rather than to the demands of the EU leaders. The most important of all is that Greece will have control over its currency again. M.A Rothschild famously said “Give me control over a nations currency, and I care not who makes its laws.” Very true, especially coming from someone whose lineage is full of currency controllers.

Some might be sceptical that Greece will not and will not be allowed to exit the Euro zone, but evidences show that wealthy individuals, financial institutions & corporations are channelling their money out to safer places. CNBC reported that wealthy savers in Greece & Spain have started to wire transfer their money to safer places such as Geneva, London & Frankfurt, which could lead to “wire-transfer bank run”. Law firms in London are advising honestly to their worrying clients that they should take their investments out of Greece and prepare to take a short term hit. Companies as big as GlaxoSmithKline said that they don’t leave any cash in Greece & most European countries.

But the real question is what will happen when Greece exits the Euro? I first say “Good luck Greece! Enjoy your new freedom!” (and enjoy it responsibly). To the rest of the Europe, the end has just started. Spain, Portugal, Italy, Cyprus, Ireland, etc are waiting in line to get the Euro “paper-toilet” money from ECB. Then they will realize that all debts they get from ECB are worthless in order to solve their problems, including the advices on austerity measures.

So then maybe all of the countries mentioned above will exit EU? That depends on whether their leaders are owned by the ECB & IMF. I will not reject altogether a surprise plan (maybe,there’s no evidence to this,but New World Order,remember?) to integrate all countries in the EU as one nation, with one currency. This might be a few years into the future after the exits of a few countries, especially when the countries exited realized that they cannot compete on their own unless they resort to something such as paying min wages like what China is doing (to keep cost down & remain competitive). Pure speculation of mine, but nevertheless something to ponder.

To this very moment, no one has been able to gauge how much the ripple effect the world will get from the Grexit. Looking into a dark hole where you cannot see the bottom is pretty scary. Europe is that bottomless pit now, and no one is willing to jump into it.

Ucapan Tun M di Forum Cabaran Semasa sistem Demokrasi dan Perlembagaan Negara Malaysia ke Arah Pencapaian Wawasan 2020

18 02 2011

Dengan Nama Allah Yang Maha Pemurah Lagi Maha Mengasihani.

Sudah lama rasanya tidak mendengar buah fikiran dan pendapat Tun Mahathir. Saya dari dahulu kagum dengan kebolehan beliau memberi pendapat dan ulasan dengan bernas dan bijak.

Video di bawah merupakan ucapan Tun M di Forum Cabaran Semasa sistem Demokrasi dan Perlembagaan Negara Malaysia ke Arah Pencapaian Wawasan 2020, yang bertempat di Parlimen.

Dalam video pertama saya tertarik dengan ungkapan Tun M yang menyebut “Most intellectuals find democracy as very frustrating” atau dalam Bahasa Melayu “Kebanyakan pemikir/golongan intelek berasa hampa dengan sistem demokrasi”. Terus terang saya katakan, saya juga sudah hilang kepercayaan kepada sistem demokrasi berparti. Apa yang saya nampak hanya perpecahan, terutama di kalangan umat Islam semata-mata.

Sama-sama kita amati pendapat Tun M.

Terima kasih saya ucapkan kepada rakan saya Hiekal Rosli dari Agenda Daily kerana sudi berkongsi video ini.

Kenapa saya tidak klik pada ‘Like’ di FB page ‘1M Malaysians Reject 100-storey Mega Tower’

25 10 2010

Dengan nama Allah Yang Maha Pemurah Lagi Maha Mengasihani.

Rasanya klik pada butang ‘Like’ di Facebook page ‘1M Malaysians Reject 100-storey Mega Tower’ lebih mudah daripada meneliti dan memahami apa isu yang sebenarnya. Mungkin juga ada salah kerajaan/PNB di sini sebab lambat memberikan penerangan mengenai projek tersebut. Tapi nak buat macam mana, ada yang kata rakyat sekarang dah pandai meneliti dan memahami situasi semasa. “Biar mereka buat pilihan, biar mereka buat ‘judgement’”.Harus diingat juga judgement dibuat berdasarkan maklumat. Untuk dapatkan judgement yang betul kena lah ada maklumat yg betul.

Dulu masa nak dibina Jambatan Pulau Pinang, Putrajaya dan KLCC ramai yang bising. Membazir duit rakyat, mengayakan kroni, dan macam-macam lagi label-label yang negatif (dan tak ada bukti). Tapi sekarang ni ada pulak yang berangan nak ‘menawan Putrajaya’. Bila hujung minggu dibawa juga keluarga ke KLCC kemudian bangga bila pelancong asing puji menara berkembar Petronas.

Seperti yang PNB umumkan, projek Menara Warisan tak akan gunakan duit kerajaan ataupun duit pelabur dana PNB. Pada hemat saya sudah tentulah PNB akan gunakan mekanisme financing yg lain. Saya ada ramai rakan-rakan yang bekerja di PNB. Mereka ini bukan calang-calang lulusan. Mereka anak-anak Melayu yang bijak pandai. Sudah tentu PNB sudah buat studies tentang projek tersebut. Projek RM 5 billion mana boleh hentam kromo atau main tenyeh atas kertas.

Jadi saya tak nampak masalahnya di sini. Ada yang kata “Kenapa tak buat rumah kos rendah untuk rakyat? Kalau dah banyak duit kenapa tak buat jalan-jalan di kampung, sambungkan elektrik atau air ke rumah penduduk?”

Saudara saudari, PNB adalah organisasi yang mengurus dana pelabur. Tugas pengurus dana yang paling utama ialah untuk bagi pulangan kepada pelabur. Jadi PNB hanya akan buat projek yang boleh mendatangkan keuntungan kepada pelabur. Projek yang ‘feasible’ kata orang. Projek rumah kos rendah, perbaiki jalan kampung, elektrik, air dll bukanlah projek yang boleh mendatangkan keuntungan bagi PNB. Projek-projek yang tidak boleh mendatangkan keuntungan kepada sektor swasta akan disediakan oleh kerajaan. Sebab itulah kemudahan, air, elektrik, jalanraya dll disediakan oleh kerajaan.

Dalam ekonomi, kemudahan untuk rakyat yang berisiko tinggi pulangannya dan susah nak dapat keuntungan dipanggil sebagai ‘public goods’. Contoh public goods ialah perkhidmatan bas, keretapi, LRT dan jalanraya. Ini disebabkan kemudahan tersebut memerlukan maintenance yang tinggi manakala tambang atau harga yang dicaj kepada pengguna tak boleh terlalu tinggi. Sebab itu kita lihat LRT dan KTMB hidup cukup-cukup makan sahaja. Disebabkan itu, projek-projek membina infrastruktur dibina dan ditanggung oleh kerajaan.

Seperti yang diumum dalam Bajet 2011, akan ada banyak projek infrastruktur atau prasarana untuk rakyat yang menggunakan konsep Public-Private Partnership (PPP). Ini bermaksud kerajaan akan tanggung sebahagian kos dan pelabur/swasta akan tanggung kos yang selebihnya (tak semestinya 50-50). Dengan cara ini kerajaan dapat kurangkan perbelanjaan dan hutang untuk membiayai kos projek selain menggalakkan dana pelabur masuk ke dalam negara dan kemudahan di urus dengan lebih cekap oleh pihak swasta. Sebagai contoh, projek MRT yang bakal dilaksanakan akan menggunakan konsep ini. Dana yang dapat dijimatkan daripada konsep ini boleh disalurkan kepada tujuan yang lain.

Kita juga tak boleh nafikan kesan ‘spill over’ daripada projek mega seperti ini. Apabila dana dibelanjakan untuk satu-satu projek yang berimpak tinggi, ramai yang akan dapat manfaatnya. Syarikat yang mendapat kontrak akan beri kepada sub-kontraktor. Pekerja-pekerja sub-kontraktor, firma arkitek, firma quantity survey, syarikat pengangkutan dan syarikat-syarikat yang bekalkan segala macam bahan mentah untuk projek akan dapat manfaat, termasuklah makcik yang berniaga nasi lemak dan kuih-muih berdekatan dengan tapak pembinaan. Projek sedemikian sudah tentu akan melibatkan beribu pekerja. Pekerja-pekerja yang dapat manfaat akan belanjakan duit yang mereka dapat kepada keluarga mereka. Dengan ini ekonomi akan berjalan dengan sebab projek tadi. Ini yang dimaksudkan dengan ‘spill over’ effect.

Umpama seorang ayah yang dapat bonus. Diagihkan duit tadi kepada isteri, anak-anak di sekolah dan universiti, mak dan ayah di kampung. Maka anak-anak akan belanja untuk keperluan mereka, isteri akan membeli-belah, begitu juga mak dan ayah di kampung. Maka semua dapat manfaat bonus yang diperolehi si ayah tadi, termasuk kedai mamak tempat anak-anak tadi makan roti canai. Begitulah juga kesan daripada projek mega.

Apa yang kita mahukan ialah pembangunan serentak di bandar dan luar bandar. Kalau nak tunggu satu projek setahun, lambat lah ekonomi kita nak bersaing. Pelabur pun nak tengok sama ada kerajaan berusaha sedaya upaya sediakan prasarana untuk rakyat. Sama ada kerajaan benar-benar sediakan peluang ekonomi untuk rakyat.

Dengan pembentangan ETP (Program Transformasi Ekonomi) oleh PM semalam, saya harap dapat membuka mata kita semua akan peluang-peluang yang bakal ada untuk kita dan anak cucu kita. Saya selalu bertanya kepada diri apa yang boleh saya sumbangkan untuk negara dan apakah saya tidak mahu ambil bahagian dalam kek ekonomi menjelang 2020? Eloklah kita tukar mindset melihat sesuatu pada sudut positif dahulu sebelum melihat dari sudut yang negatif.

Kerajaan dah sahut seruan rakyat. Bila rakyat nak sahut seruan kerajaan?


Video:This is why you’ll never win over Islam

28 09 2010

In the name of Allah, Most Gracious, Most Merciful.

This video was shot in Alexandria, Egypt, during the month of Ramadan 2010.. This is our answer to all those who fight Islam and try to stop it from spreading all over the world.. , we tell them you can draw cartoons or threat to burn Quran, or protest against Mosques, or ban the Athan, or fight hijab,.. etc, but in the end you will never win over Islam, because the power of the word of truth can never be defeated …

Come to learn how strong Muslims are on their faith.. How much they love Islam.. How much they’re sincere in following Islam.. How much they’re dedicate in serving Islam… Try to think of any religion in the world and you will never find followers of any religion who are as strong in their faith and sincere in their worship as Muslims..

In the video, people are praying in the streets because there is no empty place inside the mosque “Masjid” so they made the prayer on every empty place they could find.. And it’s the same situation in every Islamic country around the world..

Think of any way to destroy Muslims or break a faith that strong, but the truth Is, you will never win over Islam…

by Islam Voice

Part 2:Why in the Bible, Muhammad is like Moses, not Jesus.

27 09 2010

In the name of Allah, The Most Gracious, The Most Merciful.

In Part 1, I presented several reasons why in Deuteronomy 18:18, the verse is referring to Muhammad, not Jesus like any of my Christian brethrens believe. In this posting, I will discuss the rest of the verse.

A prophet among their brethren

The verse started with “I will raise them a Prophet among their brethren…” Now we might want to ask, who are “their brethren”? Since this verse was spoken to Moses so that he will convey it to his people (the Israelites), then “brethren” here means the brethren of the Israelites.

This verse addressed the Israelites as one entity, so who are the brethren of the Jews/Israelites? The Arabs are the brethren of the Jews. You see, both Jews and Arabs came from the same father; Abraham. Abraham had two wives; Sarah and Hajar. Hajar bore Abraham’s first son; Ishmael and Sarah bore Isaac, Abraham’s second son. Isaac was very much a junior to Ishmael.

The Jews came from the lineage of Isaac and the Arabs came from Ishmael’s lineage. Hence they are brethren to each other. The verse said that the Prophet will come from among their brethren, not from among themselves. Muhammad was indeed among their brethren!

Words in the mouth

The verse proceeds: “…and I will put my words into his mouth…”

This part of the verse implies that the prophet who will be raised among the Jewish brethren will not speak out of his own word but will speak from the words of God.

Allah swt is truly the Most Magnificent when He made Muhammad (pbuh) as the successor to Jesus and also preserving Deuteronomy 18:18 in the Bible though the book has a lot of discrepancies and badly corrupted (otherwise why would the Christian authority keep changing what they believe in the Bible?).

Ironically He made Muhammad, an unlettered and not learned man to be His messenger so that people will know whatever that Muhammad said did not come from him but came from God as the verse states “…and I will put my words into his mouth..”. If this is not the case, how can you explain Al Quran which had revolutionized the Arab civilization and become a holy book of more than 1.5 billion Muslims? Truly, no unlearned man can do this unless he conveyed divine revelation. Muhammad was taught by his Creator, Allah The Almighty. Muhammad ‘put the shame to the wisdom of the learned.’

History tells us that when Muhammad (pbuh) received his first divine revelation, he was forty years of age. He was in a cave some three miles north of the city of Mecca when the Archangel Gabriel came to him and commanded him in his mother tongue: “Iqra’!” which means “Read!” or “Proclaim!” or “Recite!” Muhammad was terrified and replied “I am not learned!” The angel then commanded him the second time and Muhammad replied the same. For the third time the angel continued:

“Read! In the name of thy Lord and Cherisher, who created-“ (Al Alaq: 1)

Now, Muhammad grasped that the angel was asking to repeat after him and so he repeated the words as they were put into his mouth (and the consequent ayats until the fifth).

This first account with the archangel Gabriel is also an exact fulfillment of another prophecy in the Bible:

“And the book is delivered to him that is not learned, saying, Read this, I pray thee: and he saith, I am not learned.” (Isaiah 29:12)

Wasn’t that the act of “…and I will put my words into his mouth…”? Isn’t that Isaiah 29:12 is telling about Muhammad’s encounter with Gabriel? My Christian brethrens owe the answers to themselves.

I would like to bring fellow readers to the next verse after Deuteronomy 18:18 i.e. Deuteronomy 18:19:

“And it shall come to pass, that whosoever will not hearken unto my words which he shall speak in my name, I will require it of him.”

In this verse, the prophecy of Muhammad is given again. Can you spot which part of the verse?

“…which he shall speak in my name…” This means that this prophet, who will come, will speak in God’s name, not Jesus. If you look in Al Quran from the first surah until the last surah, every surah begins with “In the name of Allah, Most Gracious, Most Merciful.” In fact, Prophet Muhammad (pbuh) taught the Muslims to begin every single thing in life; any work, eating, drinking etc with “Bismillahirrahmanirrahim” which means “In the name of Allah, Most Gracious, Most Merciful.” Jesus never taught his followers to say “In the name of the Father, son and holy ghost.”

In Part 1 and Part 2, I have given more than 10 reasons that in Deuteronomy 18:18 the word ‘Prophet’ refers to Muhammad (pbuh) rather than Jesus/Isa (pbuh) as believed by the Christians. These reasons work like ‘hand in glove’ portraying that Muhammad was in fact the awaited ‘Messiah’ and the ‘Prophet’ that the Jews and the Christians have been waiting for.

Further, Deuteronomy 18:19 states that “whosoever do not hearken unto my words which he shall speak in my name, I will require it of him.” This means that whosoever does not listen to the words of God brought by the Prophet mentioned in Deuteronomy 18:18 will be punished. Since the Bible is the book of authority of the Christians and the place where the beliefs in Christianity stand, they owe the answers to themselves and to God Almighty.

I invite the ‘People of the Book’ (the Jews and Christians) to come on common terms that is to believe that there is no God worthy of worship except Allah swt (‘swt’ means ‘subhanahu wa ta-ala’ in Arabic or in English means ‘Glorious and exalted is He’) and do not associate Him with anything. I am just doing my job as asked by Allah swt in Al Quran:

“Say:”O People of the book! Come to common terms as between us and you: that we worship none but Allah: that we associate no partners with Him; that we erect not from among ourselves Lords and patrons other than Allah.” If then they turn back, say: ye! “Bear witness that we (at least) are Muslims (bowing to Allah’s will)” (‘Al-I-‘Imran: 64)

Truth is find by investigating it, not by blind faith.

Peace be upon you.

Source: What The Bible says about Muhammad (pbuh) by Ahmed Deedat

Part 1:Why in the Bible, Muhammad is like Moses, not Jesus

27 09 2010

In the name of Allah, The Most Gracious, The Most Merciful.

This article by no means intended to insult Christians but to reason with logic so that the truth can be understand by investigating it, rather than by blind faith.

I shall try to make this post as short as possible, but at the same time making the points that I want to make comprehensible.

Definition of the word ‘Prophecy’: A statement that says what is going to happen in the future, especially one which is based on what you believe about a particular matter rather than existing facts. (Cambridge Online Dictionary)

The definition tells all. It says that prophecies should be based on existing facts, rather than what we want to believe in. Another way to present this idea is by saying that if we are proposed with prophecies, we should analyze whatever we have in hand, rather than making assumptions on what we believed (because it might be biased I guess). In this posting I shall present to you a well known verse in the Bible:

Deuteronomy 18:18

“I will raise them up a Prophet from among their brethren, like unto thee, and will put my words in his mouth; and he shall speak unto them all that I shall command him.” (King James Version).

This verse in the Bible narrates about what God said to Moses, on top of Mt Sinai. Most Christians were preached that the word ‘Prophet’ and the term ‘like unto thee’ here are referring to Jesus.

The first question I would like to pose to my Christian brethrens: In what way Jesus is like Moses?

Most will say that Jesus is a Jew, so does Moses. And Jesus was a prophet, so did Moses (though I might want to ask that why some are calling Jesus as the son of God and God himself incarnated in human flesh. But let’s save that for later postings).

If those are the only reasons to justify the verse, then it cannot be enough. Jonah, Jacob, Solomon, Ezekiel etc were all ‘Jews’ and ‘Prophets’. We can say that those are make belief reasons: reasons made to justify one’s belief rather than using facts. I would like to suggest here that, we compare Moses to Jesus and Muhammad (peace and blessings be upon them).

Why Jesus is not like Moses

1. Moses is not God

Most Christian’s sects except the Jehovah’s Witnesses regard Jesus as God but regard Moses as a prophet. So in what sense Jesus is like Moses? Therefore, Jesus is not like Moses.

2. Moses did not die for the sins of the world

Christianity stated that Jesus died for the sins of the world, that he is the savior, God incarnated in human flesh to redeem the sins of mankind. What about Moses? He was a great prophet, but he did not have to die for the sins of the world. Hence, Jesus is not like Moses.

But these are only beliefs that one can choose to believe or not to believe. Let’s examine hard facts and then I shall leave the readers to conclude who is like Moses, Jesus or Muhammad.

1. Father and mother

Moses had a father and a mother and so do Muhammad (peace and blessings be upon them). But Jesus only had a mother and no human father. Hence, Muhammad is like Moses and Jesus is not like Moses.

2. Miraculous birth

Muslims and Christians both believe in the miraculous birth of Jesus. But Christians go a little further by saying that Jesus was begotten, not made like Adam. We Muslims on the other hand believe that Jesus’ birth was on the will of Allah. Planting a seed in a man is a human act (and also animal’s), not godly. In Al Quran, Surah Al Baqarah, ayat 47, Mary questioned how can she gave birth when no man had touched her:

She said:”O my Lord! How shall I have a son when no man hath touched me?” He (angel Gabriel or Jibrail) said:”Even so: Allah createth what He willeth; when He hath decreed a plan, He but saith to it ‘Be’, and it is!

The point that I want to make here is that Jesus is not like Moses, since Moses was born in a natural way, and so does Muhammad. So it is apparent that, Muhammad is like Moses but Jesus is not like Moses.

3. Marriage

Jesus was never married, but Muhammad and Moses were married and they both had children. Again, Jesus is not like Moses, but Muhammad is like Moses.

4. Jesus was rejected by his people

Moses and Muhammad were accepted by their people and they both faced rejection in the early days of their prophethood. But Jesus’ teachings were rejected by his people and were only accepted by his few disciples. Hence, Jesus is not like Moses, but Muhammad is like Moses.

5. New laws

Moses and Muhammad brought new laws and new regulations for their people. Moses not only gave the Israelites the Ten Commandments but also a very comprehensive set of laws. Muhammad was responsible for bringing out the barbaric life of the Arab Jahiliyyah to the most respected in human civilization. Muhammad gave his people the law and order of every single aspect in life which is used until this day.

Jesus on the other hand didn’t come to establish new laws. As believed by the Christians in the Bible, Jesus himself said that he came to fulfill the old laws (Matthew 5:17-18).

6. How they departed

According to Christianity, Jesus was killed on the cross (hence we ask whether he was killed as a human or God, because God cannot die). But Muhammad and Moses died naturally like any other human. So who is more like Moses here? Jesus or Muhammad?

7. Heavenly abode

Both Moses and Muhammad were buried in earth after their death, but according to Christianity, Jesus rests in heaven. In what way this is ‘like Moses’?

Since this post is getting longer than I thought it will, I shall continue this in Part 2 of the discussion where we will analyze other parts of Deutronomy 18:18

Source: What the Bible says about Muhammad(pbuh) by Ahmed Deedat